AS everyone knows, this can be a very expensive time of year.

With his in mind, TV Licensing is reminding people aged 75 and over in Lancashire to make sure they are claiming their free TV licence.

All you need to do is contact TV Licensing and provide your name, address, date of birth and National Insurance number.

Even if you can't find your National Insurance number, you can still qualify for a free licence, but you will need to call us on 0845 603 6999.

And, if you are 74 and need to renew your licence, you can apply for a short-term licence that will cover you until your 75th birthday, when you will be eligible to apply for a free TV licence.

CHARLOTTE HANCOCK, TV Licensing.