I CAN drive from Clitheroe to Settle. I can do it on a Fireblade or a Subaru Impreza fast.

I do not drive in a dangerous way and I stick within speed limits. What age am I? Old enough to have taught many people to drive, and a retired driving instructor.

What I do have is experience – not just on rural roads but all over Europe.

Who would you rather insure? Someone like me or a 17-year-old just having passed a driving test?

Insurance companies know the answer.

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