LAST week, in our small shop, we accepted a cheque which was signed in front of us and guaranteed by a switchcard.

This cheque has not been honoured by the bank as the cheque book and card had been stolen (it may be honoured at a later date).

Most people are of the understanding that, as the name suggests, a guarantee card guarantees the cheque, but this is obviously not always the case.

I bring this to the attention of your readers to save others the inconvenience and expense this has cost us.

EILEEN HELLIWELL, Bridge Street, Darwen.

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Converted for the new archive on 14 July 2000. Some images and formatting may have been lost in the conversion.