I HAD to laugh at one of the advertisements in the Citizen, for loans for Christmas.

Good advice that, get a loan for Christmas and start the new year in debt!

If most folk out there managed their money properly, and got their priorities right and were not greedy and lazy and want too much all the time, then they would have enough cash to spare for Christmas.

Doing this is called common sense, and will power, something that a lot of folk don't seem to have.

J Jackson, Stocks Road, Ashton

Converted for the new archive on 14 July 2000. Some images and formatting may have been lost in the conversion.