More than three-quarters of students do not know what help they are entitled to with healthcare costs, a survey has revealed.
The National Union of Students (NUS) urged students to apply for financial help with prescriptions and other costs, especially with levels of debt leading many to avoid going to see a doctor at all.
A poll of almost 1,700 students found that 79% had not applied to the low-income scheme run by the Pricing Prescription Authority (PPA), with many put off by the paperwork involved.
One in 10 students had not registered with a GP at all and 13% said they were put off seeking treatment when they were ill because they were worried about the costs.
Young people under the age of 25 in Wales are exempted from healthcare costs, but the NUS is calling on the Government to exempt all part-time and full-time students from charges whatever their age and wherever they live.
NUS health campaign co-convenor Helen Symons said, "This survey shows that there is a clear need for students to be informed of their rights regarding current healthcare cost exemptions and how to access healthcare services in general.
"With so many students missing out on the support they are entitled to the Government needs to simplify the system and remove the red tape that is currently putting students off applying to what is their right to receive."
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