A driver with an eye watering 15 points on his licence was caught speeding and driving without insurance.

Police stopped the BMW X5, pictured, after clocking it speeding on one of Lancashire's busy motorways on Monday (March 4).

Upon speaking with the driver they discovered not only was the car uninsured, but the driver also had 15 points on his licence - 12 points is the maximum a driver can have before receiving a driving ban, apart from in exceptional circumstances.

The UK Government website states that: "You can be banned (disqualified) from driving if you are either:

  • convicted of a driving offence
  • get 12 or more penalty points (endorsements) within three years

"You’ll get a summons in the post that tells you when you must go to court.

"The court will decide how long the disqualification will last, based on how serious they think the offence is.

"You can be banned from driving if you already have 12 or more penalty points on your licence. Your ban can last:

  • 6 months, if you get 12 or more penalty points within 3 years
  • 12 months, if you get a second disqualification within 3 years
  • 2 years, if you get a third disqualification within 3 years"

A spokesperson for Lancashire Police said: "If you already have 15 points on your licence then don’t draw attention to yourself by speeding and driving without Insurance!"