East Lancashire comedian, Tez Ilyas, was left feeling confused earlier this month after saving money on his home insurance by scrapping one unexpected item from his policy.

The Blackburn comic was renewing his home insurance when he called provider to get a better deal.

The former Witton Park High School pupil saved a whopping 40 per cent on his home insurance by removing ‘terrorism cover’ from his policy.

Telling the story to his 61,000 Twitter followers he said: “Why did I have terrorism cover for a mid-terraced house in Blackburn you lunatics?

“Is this the new PPI? Cheeky b******s.”

Speaking to the Lancashire Telegraph Tez said the entire interaction “made him chuckle”.

He said:  “I told my insurance provider the figure they provided was a little high for me and I didn’t want to pay what they quoted.

“She said ‘there are certain things we can take off. We have terrorism cover on there’.

“I said: ‘What? What do you mean we have terrorism cover on there? What is that doing on there on the first place?’

“She took it off and it reduced my home insurance bill by 40 per cent.

“It made me laugh so much.”

“Is this going to be the new PPI?,” Tez said. “Are people going to be mis-sold or upsold terrorism insurance when they don’t really need it?”

Terrorism insurance is not always automatically included in your cover and depends on the provider.

It is is designed to cover potential losses and liabilities that might occur as a result of terrorist activities.

Since sharing the update on social media dozens of Tez’s fans have been sharing their thoughts and stories about the insurance.

One person said: “You can never be too careful you know…”

Another said: “Unfortunately I live in a leasehold property and my freeholder insists on it, despite the fact the there is absolutely nothing of any consequence within a mile of where I live.”

Another concerned fan said: “Please ask for the recording of when you took this out. I want to know why and how this was even added to the policy though.”

“Great tip,” said another. “You're the Blackburn Martin Lewis.”