BANKS are urging people to remain vigilant to prevent them becoming victims of scams.

Bosses said they would never ask for your four-digit PIN or online information, nor would they ever go to your home to collect cash, a payment card or a cheque book.

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Financial Fraud Action said there had been a ‘huge rise’ in online and telephone fraud losses in the first half of 2014.

Nationally, it resulted in losses of £35.9million between January and June.

Brian Smith, from the Trading Standards Institute, said: “Anyone can be misled by the right scam, so be alert and aware. Some people lie when they call you.

“Never give out personal details, especially financial, or agree to anything as the result of an unsolicited call. If you have older or more vulnerable relatives consider getting commercially available call blocking technology.

“They can stop almost all of the unwanted calls, including silent calls, and can put up a protective barrier against rogue companies and fraudsters.”

Jane Vass, head of public policy at Age UK, said scammers often saw vulnerable people as an ‘easy target’. She said: “If you feel under pressure to commit, then just step away because any reputable company will allow you time to think an offer over.

“Anyone can be taken in by a scam so people shouldn’t be embarrassed to report a crime.”

Anybody who thinks they may be a victim, call police on 101.